More Ways to Save Money on Your Bills

by Alexis Cala, PICurrent Assistant Producer

Courtesy of totalAldo

Everyone is trying to cut costs, save every penny, and find a way
out of this recession. Unfortunately, completely cutting some of those
extras may not be an option. One way to help your wallet and relieve a
little stress is to do some spring cleaning of your bills to reduce
your costs.

Do you really need hundreds of channels? Are you
paying too much for insurance? Services like cable, phone, and internet
can be expensive and can easily get you into financial trouble. There
are several ways to keep your bills under control and your extra
expenses to a minimum.

Knowing your options and shopping around may help you cut costs where you didn’t think possible.

The New York Times offers a few tips for cutting back on costly services:

• Ask for a better price: Talk with the friendly
  customer service representative, you may be surprised to find that
  there are cheaper packages than what you’re paying.
• Look around for the best deal: If you find a
  better rate, let your current carrier know and see what they have to
  offer. They want to keep your business and may have a super deal that
  saves you money.
• Try bundling your services: Most companies can
  bundle your cable, internet, and phone into one monthly bill that may
  be cheaper and easier to pay.
• Get rid of it: If you don’t really need it, then get rid of it! It’s just costing you money to pay for services you no longer use.

Insurance is another expense that many
can’t live without, yet there are ways to reduce the cost and get the
most out of your coverage.

Reduce your home, auto, and life insurance rates:

• Shop around for the best rates: Make sure you do
  some comparison shopping before settling with an insurance carrier to
  get the best coverage and price. You can also shop online for price
  quotes, here.
• Talk to your insurance company about your payment
  schedule: Paying your premiums annually or semi-annually is usually
  cheaper than paying monthly.

To learn more, check out our previous post Paying Off Debt: Medical Bills Without the Hassle. Our sister site, The Beehive, has a great section on getting financially fit.